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How working impacts Social Security
If you are retired and considering going back to work, even part-time, your Social Security Retirement benefits may be affected. Here are...
Steve Coker, CFP
Sep 8, 20232 min read
Inheriting an IRA? 4 key rules you should know
If you have been named as the beneficiary of an IRA, then you should know that inheriting an IRA is different from inheriting other...
Steve Coker, CFP
Aug 25, 20233 min read
Don’t Save 10% of Your Income, Save 50% of Your Raise
I am often asked by those starting out in their careers, “How much should I save?” It is a great question of course, and one that we...
Steve Coker, CFP
Jul 28, 20232 min read
Navigating the Storm: An Introduction to Umbrella Insurance
Let's set sail into the uncharted waters of a lesser known but highly valuable aspect of personal finance: umbrella insurance. We all...
Carole Meitler
Jul 9, 20233 min read
2023 IRA and 401k Contribution Limits
Retirement savings through Individual Retirement Accounts (IRAs) and employer-sponsored 401(k) plans are vital components of a sound...
Walter Cifuentes
Jun 2, 20232 min read
Does an Advisor Add Value? An Update
Periodically, we revisit research asking the fundamental question: Does an advisor add value? It is an important question for us since it...
Steve Coker, CFP
May 19, 20233 min read
Is My Pension Protected?
While pensions are a complex topic most private (non-governmental) pensions are backed by a pension trust established by your employer to...
Steve Coker, CFP
Mar 12, 20232 min read
Caregiving Conversations
According to AARP, more than one if five Americans are caregivers. As Americans age and life expectancies rise, more and more people find...
Steve Coker, CFP
Mar 5, 20233 min read
Is Cedarstone a Fiduciary?
I am frequently asked whether Cedarstone is a fiduciary and so I like to periodically address this common concern. The answer is yes, of...
Steve Coker, CFP
Feb 12, 20232 min read
RMD Age Changing to 73
The beginning age for retirement plan Required Minimum Distributions (“RMD’s”) is changing once again! Required Minnimum Distributions...
Steve Coker, CFP
Jan 20, 20231 min read
Updated Retirement Plan Contribution Limits 2023
The IRS has published the 2023 contribution limits for your 401k, IRA, and other retirement plans. Now is a great time to review your...
Steve Coker, CFP
Jan 15, 20231 min read
2023 Outlook
I admit that I read very little mainline news, including business news. I decided long ago that most business news (Bloomberg, Forbes,...
Steve Coker, CFP
Jan 6, 20233 min read
2022 A Year in Review
Many investors are happy to see 2022 end! After a roaring 2021 driven by easy money and high levels of stimulus, the proverbial chickens...
Steve Coker, CFP
Dec 30, 20222 min read
New Year Organization (A Financial Documents Checklist)
The end of the year is a great time to get organized, so you can start out the new year right. Here is a handy checklist to help you get...
Steve Coker, CFP
Dec 16, 20221 min read
Roth Conversions
With the stock market down in 2022, now may be a great time to consider converting a portion of your traditional IRA to a Roth IRA. We...
Steve Coker, CFP
Sep 16, 20222 min read
How much will I spend in retirement?
I am often asked, “How much money do I need to retire?” The answer is, of course, “it depends.” It depends on many factors but the most...
Steve Coker, CFP
Sep 2, 20222 min read
Medical Expenses in Retirement – an update
For many Americans finally retiring from their job means more than just walking away from a paycheck; it also means walking away from...
Steve Coker, CFP
Aug 12, 20222 min read
Maximizing Social Security
It is tempting to start taking Social Security Retirement benefits as soon as possible but making the most of Social Security often means...
Steve Coker, CFP
Aug 5, 20222 min read
Our Top 5 Things To Consider Doing In A Down Market
With the S&P 500 down over 20% this year so far and the NASDAQ even more so, many are understandably concerned. However, there are some...
Carole Meitler
Jul 23, 20223 min read
Bonds Have Had a Terrible Year (and that is what makes them attractive)
There is no question that bonds have had a terrible year. How terrible? The Bloomberg Aggregate Bond Index has fallen over 10%...
Steve Coker, CFP
Jul 15, 20222 min read
