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Steve Coker, CFP
- 2 days ago
- 4 min
Preparing for a job change
A record 4.3M Americans quit their jobs in August. There are many reasons for the shift: record high job openings promising better...
Steve Coker, CFP
- Oct 15
- 1 min
Social Security COLA – the bright side of inflation
According to a recently released Social Security Administration fact sheet, the 2022 Cost of Living Adjustment (“COLA”) for Social...
Steve Coker, CFP
- Oct 1
- 3 min
Should I take out a 401k Loan?
If you have high interest credit card debt, want to buy a new car, or simply need some extra cash it is often very easy to dip into your...
Steve Coker, CFP
- Sep 24
- 3 min
Making the most out of matching
A 401k plan is one of the best places to save for retirement. Payroll withholding makes saving easy, and more importantly, most...
Steve Coker, CFP
- Sep 10
- 2 min
Social Security: Why you should wait
Filing for Social Security too early is one of the biggest mistakes that retirees make. We have written about this before, but it still...
Steve Coker, CFP
- Aug 27
- 4 min
What documents should I keep?
While it seems like a mundane question, “What documents should I keep?” is one of the most common questions I hear, and it is far from...
Walter Cifuentes
- Jun 27
- 3 min
Trust Implementation Checklist
If you have successfully worked with an estate planning attorney to create a living trust, then congratulations! You have completed a...
Steve Coker, CFP
- Jun 13
- 2 min
Do I Need Umbrella Insurance?
I admit that I am an insurance skeptic. Not only can insurance be extremely complicated, but it is also frequently sold aggressively,...
Steve Coker, CFP
- Jun 6
- 2 min
How to check your own credit
Identity theft has become one of the most significant crimes of today with over 15 million people in the United States falling victim...
Carole Meitler
- May 28
- 3 min
New Rules for Inherited IRAs
There are new rules for IRA’s inherited after January 1, 2020, and it may impact estate planning for existing IRA owners. The SECURE Act...
Steve Coker, CFP
- May 22
- 2 min
The Coming Tax Wave
There are rumors coming out of Washington – rumors of increased taxes. While the specifics are still being worked out, momentum is...
Steve Coker, CFP
- May 7
- 2 min
Save More...Tomorrow
We as Americans have a problem – we don’t save enough. In fact, a recent study by Bankrate.com reported that 18 percent of those in the...
Steve Coker, CFP
- Apr 30
- 4 min
A Surviving Spouse Checklist
There are a number of steps to take to manage a departed loved one’s finances. Knowing what to expect and what you can do will make the...
Steve Coker, CFP
- Apr 23
- 1 min
How to Get Your Social Security Statement
There was a time when the Social Security Administration would mail out annual statements showing your expected Social Security...
Steve Coker, CFP
- Apr 16
- 3 min
Retiring Out of California
California is a wonderful and expensive place to live. It has incredible beauty, amazing weather, and some of the highest tax rates in...
Steve Coker, CFP
- Mar 20
- 2 min
What is a Qualified Charitable Donation?
A Qualified Charitable Donation is a tax-free distribution from an IRA to a charity. Available only to taxpayers aged 70.5 or older, a...
Steve Coker, CFP
- Feb 27
- 3 min
Overcoming the Covid-19 Retirement Black Hole
“I never thought that retirement would be like this.” The comment from one of my clients struck me this week as we discussed his recent...
Steve Coker, CFP
- Feb 13
- 3 min
Adding up the stimulus
How could the stock market continue to rise during the pandemic? Why are stocks rising while so many Americans are still unemployed? The...
Carole Meitler
- Feb 5
- 2 min
Investor Basics: Stocks and Bonds
At Cedarstone we believe it is important for every investor to understand the fundamentals, including how securities work and what their...
Walter Cifuentes
- Jan 29
- 2 min
What is a 1099-R?
It is that lovely time of year that we all like to look forward too - Tax Season! You might have noticed something in your mailbox that...
