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Trump Account Application Now Live!
The application process for Trump accounts is now live and more than 5 million people have already signed up. While accounts cannot be funded until July 4th,, 2026 you can start the process now. Unfortunately, the process does not allow for advisors to do this for their clients and mistakes are being made. Here is a quick primer on the accounts to help you avoid any pitfalls. How do I open an account? Parents or legal guardians can open an account for their eligible childre
Steve Coker, CFP
May 292 min read
How much cash should I hold?
With continued market volatility, we have been receiving questions about how much cash to hold. How much is too much and how much is too little? While we believe that making your money work for you is important, it is also important to hold some cash in checking and savings for emergencies. The idea, of course, is to hold enough cash to take care of those emergencies without being forced to sell your investments or take on debt. But how much is enough? A good rule of thumb
Steve Coker, CFP
May 222 min read
It’s Warsh
Kevin Warsh was confirmed as the new Federal Reserve Chairman this week, officially beginning his four-year term, replacing Jerome Powell. Though many in the press paint Warsh as a ‘yes’ man to Trump who is likely to lower interest rates, his historical voting record as a Fed governor has been more restrictive. Warsh may or may not lower interest rates. In fact, if the current economic data continues to hold, the Fed may need to raise rates rather than lower rates. Here is a
Steve Coker, CFP
May 162 min read
Traditional or Roth: Retirement Savings Game Plan
When it comes to saving for retirement, there are a variety of ways to go about it. It’s always a good idea to start by evaluating retirement plans that are available to you through your place of employment. Often, employers will match your contributions, which is an easy way to essentially double your savings, not to mention, earn more from your work. When setting up your retirement plan you’ll be faced with several choices regarding when to start contributing, what type of
Steve Coker, CFP
May 94 min read
Renting your Home
Renting out your home can be a smart way to generate income, but it also comes with tax consequences that must be carefully considered. While the rules can be complex, here are 3 key tax considerations when trying to decide whether to rent. 1. Capital Gains Exclusion One of the biggest tax benefits of home ownership is capital gain exclusion when you sell your primary residence. If you have owned your home for many years and it has increased in value, selling the home could
Steve Coker, CFP
May 12 min read
