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We believe the key to your success is empowering you to make smart decisions, so we provide accessible, educational articles written by our own advisors. These articles focus on everything from global monetary policy to tips on saving for retirement.

Santa Claus Already Came to Town – Prospects Dim for a Year End Rally

It has been a fantastic year in the stock market! The S&P 500 is up 16% Year to date, bolstered once again this week by the Federal Reserve’s 0.25% interest rate cut. Earnings are strong, economic data is generally good, and inflation is running below expectations. The good news keeps coming – which is what has us worried. Market Sentiment This week market sentiment, as measured by the Investor’s Intelligence Bull/Bear Ratio, a measure of investors who expect the stock mark

Steve Coker, CFP

Nov 22 min read

Year End Tax Planning Opportunities 2025

This week we kicked off the year-end tax planning season with a webinar highlighting some of our key strategies for 2025. Since the “One Big Beautiful Budget Bill” or “OBBBA” passed in July, there is little uncertainty over tax law. Also, the “OBBBA” was generally favorable for taxpayers, making the existing tax brackets permanent and creating a few new tax breaks such as the senior deduction. As a result, most taxpayers will have a lower tax bill in 2025 when compared to

Steve Coker, CFP

Oct 242 min read

Giving with Joy

I had several conversations this week about the importance of giving. The Christmas season does, rightly, remind us that it is better to give than receive, but when we get down to writing those checks it can be hard. Why is that? How can I become a more generous person? How can I learn to give with joy? In my experience one of the most important first steps is to leave room in the budget to give. To spend less than we earn. Quite simply stated, the road to unhappiness is pave

Steve Coker, CFP

Oct 182 min read