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It’s Warsh
Kevin Warsh was confirmed as the new Federal Reserve Chairman this week, officially beginning his four-year term, replacing Jerome Powell. Though many in the press paint Warsh as a ‘yes’ man to Trump who is likely to lower interest rates, his historical voting record as a Fed governor has been more restrictive. Warsh may or may not lower interest rates. In fact, if the current economic data continues to hold, the Fed may need to raise rates rather than lower rates. Here is a
Steve Coker, CFP
May 162 min read
Traditional or Roth: Retirement Savings Game Plan
When it comes to saving for retirement, there are a variety of ways to go about it. It’s always a good idea to start by evaluating retirement plans that are available to you through your place of employment. Often, employers will match your contributions, which is an easy way to essentially double your savings, not to mention, earn more from your work. When setting up your retirement plan you’ll be faced with several choices regarding when to start contributing, what type of
Steve Coker, CFP
May 94 min read
Renting your Home
Renting out your home can be a smart way to generate income, but it also comes with tax consequences that must be carefully considered. While the rules can be complex, here are 3 key tax considerations when trying to decide whether to rent. 1. Capital Gains Exclusion One of the biggest tax benefits of home ownership is capital gain exclusion when you sell your primary residence. If you have owned your home for many years and it has increased in value, selling the home could
Steve Coker, CFP
May 12 min read
Does an Advisor Add Value? An Update
Periodically, we revisit research asking the fundamental question: Does an advisor add value? It is an important question for us since it is the reason we exist. Our goal as a firm is to add value to our clients’ lives by providing customized, well researched solutions for their financial situation. We think a lot about whether we are achieving that goal and how we can continually improve the service that we provide. Vanguard has produced some of the best research in this ar
Steve Coker, CFP
Apr 243 min read
Is the War Over? The Market says so
This week, the S&P 500 rose above its February 27 th , 2026, level, the day before the Iranian war. Apparently, the market has decided that the war is over or at least is anticipating that a deal will be reached shortly. Oil fell to about $85 per barrel, a drop of $12 per barrel over the week, but was still above its pre-war level of $66 per barrel. Increasingly, the fog of war is lifting, and the market is focusing on economic growth. So far that is a good thing. Obviously
Steve Coker, CFP
Apr 175 min read
